QuickBooks Money Review 2025
Manage finances for free with banking, payments, and invoicing for freelancers and small businesses.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
About QuickBooks Money
QuickBooks Money, by Intuit, is a free financial management tool for freelancers and small businesses, combining banking, payments, and invoicing in one platform. With no monthly fees, it’s ideal for solopreneurs needing simple cash flow tracking.
Our review, conducted by Top10Accounting's Certified QuickBooks Online ProAdvisors, is based on our independent methodology, detailed on our How We Rank page.
Key Features
Business Banking
FDIC-insured account with no monthly fees or minimum balance requirements.
Payments
Accept card and ACH payments with competitive transaction fees (2.9% + $0.30).
Invoicing
Create and send professional invoices with instant payment links.
Cash Flow Tracking
Monitor income and expenses in real-time with mobile app access.
Pricing Plan
QuickBooks Money
$0.00/month
Free banking, payments, and invoicing with transaction fees (2.9% + $0.30 for card payments).
Note: No monthly fees or subscriptions. Transaction fees apply for card (2.9% + $0.30) and ACH (1%) payments.
Terms apply; see QuickBooks website.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
Pros and Cons
Pros
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No monthly fees, ideal for freelancers and startups.
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Seamless invoicing and payment integration.
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Mobile app for real-time cash flow tracking.
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FDIC-insured business banking account.
Cons
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Transaction fees can add up for high-volume businesses.
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Limited accounting features compared to QuickBooks Online.
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No payroll or advanced reporting tools.
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Single-user access, not suitable for teams.
Ready to Streamline Your Finances?
Start using QuickBooks Money for free with no monthly fees.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
Contact Us for Expert Sales and Setup Advice
Need help with QuickBooks Money Setup or Training?
Our Certified QuickBooks Online ProAdvisors at Top10Accounting.com are here to assist.
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Email: info@top10accounting.com
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Phone: (707) 240-8486
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Hours: Monday–Friday, 7:00 AM–7:00 PM PST
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Address: TechAid Inc., 30287 Oakbrook Rd, Hayward, CA 94544, USA
For QuickBooks technical support, contact Intuit directly. Learn more about our services on our About Us page.
Intuit and QuickBooks are registered trademarks and/or registered service marks of Intuit Inc., used with permission as per the QuickBooks Business Affiliate Agreement and QuickBooks ProAdvisor Agreement.