QuickBooks Payments Review 2025
Streamline payments with seamless invoicing and processing for small businesses.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
About QuickBooks Payments
QuickBooks Payments, offered by Intuit, is a payment processing solution integrated with QuickBooks Online, enabling small businesses to accept credit cards, ACH transfers, and digital wallets via invoices, mobile, or in-person transactions. Features include next-day deposits, invoicing tools, and real-time tracking. Our review, conducted by Top10Accounting's Certified QuickBooks Online ProAdvisors, is based on our independent methodology, detailed on our How We Rank page.
Key Features
Seamless Integration
Syncs with QuickBooks Online for automatic bookkeeping and reconciliation.
Multiple Payment Methods
Accepts credit cards, ACH, Apple Pay, and Google Pay online or in-person.
Invoicing Tools
Create and send invoices with a “Pay Now” button for faster payments.
Next-Day Deposits
Eligible merchants receive funds the next business day at no extra cost.
Pricing Plan
Pay As You Go
$0/month
2.4% + $0.25 swiped, 2.9% + $0.25 invoiced, 3.4% + $0.25 keyed, 1% ACH.
Money Management
$15/month
1.6% + $0.25 swiped, 2.8% + $0.25 invoiced, 3.2% + $0.25 keyed, 1% ACH; includes banking tools.
QuickBooks Online Bundle
$60–$200/month
Includes Payments and QuickBooks Online; fees vary by plan (Essentials, Plus, Advanced).
Note: Pricing as of May 2025, based on monthly expense averages. Check QuickBooks for current rates and promotions. See QuickBooks website.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
Pros and Cons
Pros
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Easy integration with QuickBooks Online for streamlined accounting.
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Supports multiple payment methods, including mobile and invoicing.
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Transparent flat-rate pricing with no cancellation fees.
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Next-day deposits for eligible merchants.
Cons
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Higher transaction fees compared to some competitors.
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Payments often flagged for review, causing delays.
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Inconsistent customer support response times.
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Requires QuickBooks Online subscription for full functionality.
Ready to Simplify Your Payments?
Accept payments seamlessly with QuickBooks Payments, starting at $0/month.
Disclosure: We may earn a commission if you purchase through our links, at no extra cost to you. See our Affiliate Disclosure.
Contact Us for Expert Sales and Setup Advice
Need help with QuickBooks Payments Sales, Setup or Training?
Our Certified QuickBooks Online ProAdvisors at Top10Accounting.com are here to assist.
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Email: info@top10accounting.com
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Phone: (707) 240-8486
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Hours: Monday–Friday, 7:00 AM–7:00 PM PST
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Address: TechAid Inc., 30287 Oakbrook Rd, Hayward, CA 94544, USA
For QuickBooks technical support, contact Intuit directly. Learn more about our services on our About Us page.
Intuit and QuickBooks are registered trademarks and/or registered service marks of Intuit Inc., used with permission as per the QuickBooks Business Affiliate Agreement and QuickBooks ProAdvisor Agreement.